If you have school loan debt and are looking to reduce that debt. There are a few things you can do.
You can:
1. Consolidate your educational debt into one low interest, low monthly payment - Sometimes even the company who is providing you with the loan can consolidate the debt for you, themselves.
2. Call the company who holds your educational loan and ask them to defer or temporarily lower your payments until you are more established in your career.
3. Consolidate your educational debt into a secured loan like a house or car loan - This usually isn’t a good idea if you have a low interest rate on your educational debt, which most people do. This would only be a viable option if it saved you money in the long run.